Paying for your care

Self Funded Infoline

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Accessing private hospital care without private health insurance is possible. Our self-funded surgery program offers flexible, accessible options to ensure you can proceed with the treatment you need.

Self-funded surgery

Healthcare Without Health Cover: It’s Your Choice

There are different ways to pay for your treatment if you do not have private health insurance:

Transparent Cost Estimates: Start by requesting a personalised cost estimate with our easy online form or contact our team by phone to discuss your payment needs.
Access Your Superannuation: Did you know that you may be eligible to access your superannuation to cover surgery and related expenses. Our team is here to guide you through this process and ensure you have all the information you need.
Already have the funds. Once you have a quote and have booked your procedure with a surgeon at our hospital you will receive another estimate from our hospital confirming your costs.

To begin your treatment journey with us, full payment is required prior to your admission.

If you’re ready to take charge of your health, we’re here to make it as smooth and accessible as possible.

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You don’t need private health insurance to access the private hospital experience. Self-funding allows you to benefit from our premium facilities, expert specialists, and streamlined care options. This approach is perfect for those ready to prioritise their health without the long wait times and limitations.

Self-funded surgery lets you take control of your healthcare by paying directly for private hospital treatment, even if you don’t have health insurance. Skip the long wait times, set your own schedule, and get back to your normal routine faster

No, private health insurance is not required. Self-funded surgery is a direct payment option that allows you to choose private care even if you don’t have insurance.

You can choose to pay for your treatment using personal savings or other available funds. In certain circumstances, you may also be eligible to apply for early release of superannuation on compassionate grounds, subject to ATO approval.

Once your procedure is confirmed, our hospital team will explain your estimated hospital fees and how to complete your payment securely through the Online Admissions Portal.

Yes. Self-funded patients are required to pay their estimated hospital fees before admission.

Once you’ve completed your online admission forms, our hospital team will notify you when your Informed Financial Consent (IFC) is available to review and sign. You can then complete your payment securely through the Online Admissions Portal.

Getting a fee estimate is quick and easy! Click here, select your treatment and preferred specialist, and request your fee information. Our friendly team is also available at 1300 409 227 to answer any questions.

Absolutely! You have the freedom to choose your hospital and specialist, so you’re in control of your care. Start your journey here

We offer a wide range of self-funded surgeries, including ACL reconstruction, Maternity Care, Weight Loss Surgery, Hip Replacement, Knee Replacement, and Spinal Surgery. Whatever your needs, we’re here to help you find the right care. View all treatments here.

Your hospital estimate is based on your planned treatment and expected length of stay. If your treatment changes, your hospital stay is extended or you require additional care, you may incur costs beyond your original estimate. This may include additional hospital accommodation or care in an Intensive Care Unit (ICU) or High Dependency Unit (HDU).

Fees charged separately by your treating specialist, anaesthetist or other medical practitioners may also apply.

Where urgent treatment is required, it may not always be possible to discuss additional costs before care is provided. Your hospital team can help explain any additional hospital charges.

Still have questions?

Our representatives can help you get started.

1300 409 227

St Vincents Private Hospitals